Solicitors for mortgage have a lot of work to do when it comes to arranging your property purchase and/or sale. There are searches to conduct and contracts to create, as well as other work to do to ensure that the process goes smoothly.
Is there more work if you are buying a listed building?
Listed buildings are those of particular historical or architectural interest. 92 percent of listed buildings are Grade II, and if you are buying a listed building it is likely it will be of this type. Mortgage solicitors will need to do some extra checks when it comes to Grade II listed buildings to ensure that you will be able to move into it without any restrictive covenants.
Buying a Grade II listed building will take some extra thought, and conveyancing solicitors should be asked whether they are experienced in these particular properties. Before you consider purchasing such a property, Historic England has some recommendations of what to do first. You will need to obtain proof that the building is indeed listed – just because a house may look as though it should or could be listed, it doesn’t mean that it is. Your conveyancer may be able to do this by consulting the local authority.
You should also commission a full structural survey done by someone who has experience in historic buildings. Finally, make sure that you will be able to get insurance – some insurance companies won’t insure listed buildings, or you may need specialist insurance. All these checks should be done before you commit to buying the property.
Solicitors for mortgage should be there not only to carry out the legal side of purchasing a property – they should also be there to give advice.
To find your ideal conveyancer, visit Conveyancing Index at https://www.conveyancingindex.co.uk and fill in your details.
If you have questions, please get in touch on 0203 874 2020.